《you owe me an iou》的歌詞如下：
Baby it's getting cold
It's only February
The first thing I say to you
I don't hear a word
Your crying words won't drown
The blasting heat from above
Your sleeping I know where you belong
Just a lonely vacant tomb
And I owe me an IOU
To a man who's gone now
And I owe me an IOU
For a love that's gone cold
I'm not the only one
Who's feeling this way
I'm not the only one
Who's feeling this pain
I'm not the only one
Who's feeling this way
And I owe me an IOU
To a man who's gone now
And I owe me an IOU
For a love that's gone cold
The walls are closing in
On all that I am
You were my one big thing
And now you're just a dream
The dreams I had for you
The things I'd do for you
The memories that I can't forget
Are all that I have left to cling to
And I owe me an IOU
To a man who's gone now
And I owe me an IOU
For a love that's gone cold
And I owe me an IOU
To a man who's gone now
And I owe me an IOU
For a love that's gone cold
這是一首表達失望和傷感的歌曲，歌詞表達了歌手對過去的回憶和對未來感到無助的情感。